Men take more travel risks than women and buy more trip insurance, survey finds

It’s been said that men come from Mars and women, Venus. It looks like they’re also headed in different directions when it comes to vacations here on Earth, according to insurer Berkshire Hathaway Travel Protection.

Women, in general, tend to play it safer when it comes to travel planning in the age of Covid-19, according to the insurer’s sixth annual State of Travel Insurance research survey. (The fourth of 10 planned “waves” of surveys for the 2021 edition of the entire study was conducted the week of Aug. 15 among 136 travelers. A total of 564 travelers have been surveyed thus far this year.)

For example, while close to 60% of female survey respondents said they’d wash their hands or use hand sanitizer more while traveling as recommended by the Centers for Disease Control and Prevention, only 39% of males said the same.

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Men were also more than twice as likely to say they’d take risks in general when traveling, at 48%, compared to just 20% of women. That said, the insurer also found that men were actually much more likely to say news of disease outbreaks or violence would affect plans to travel to a chosen destination.

Six years of travel surveys have demonstrated that women “tend to be more prudent and sensible travelers than men,” said Carol Mueller,  vice president of strategic marketing at Berkshire Hathaway Travel Protection.

However, “that doesn’t necessarily translate into women buying more travel insurance because they’re more prudent,” she added.

Men tend to insure

Geber86 | E+ | Getty Images

When it comes to insuring trips, men are, in fact, more likely to buy policies, according to the company. More than 46% of men insured all of the trips they took in 2020, compared to just over 25% of women. Only 34.6% of men insured no trips, compared to 49.5% of women.

Among travelers of both genders who did buy travel insurance, just 24% of men cited fear of disease outbreaks as a reason to insure, compared to 38% of women.

The top reason women gave for buying travel insurance was to cover flight delays and cancellations, while men said travel insurance saves time and money. Men tend to spend more on travel, with just 48% of men spending under $5,000 total on travel this year, compared to 70% of women.

Amid this year’s an ongoing Covid-19 pandemic, women making travel decisions for themselves and their families are opting for road trips, family vacations and group travel closer to home, Mueller said.

“That, by and large, in the industry does not translate into higher levels of buying travel insurance,” she noted.

Men, on the other hand, are more open to solo, international, business and adventure trips, the kind of journeys travelers typically insure. They also turned out to be more interested than women in cruises and culinary trips.

Looking ahead to 2021, more than 93% of survey respondents of all genders said they plan to travel next year. Favored destinations among American men and women include the U.S., Europe, Canada, the Caribbean/Central America, and South America, the company said.

High-Protein Diet May Help Reduce Fatty Liver Risks – Experts Reveal

It is a well-known fact that protein lays the foundation stone for a healthy and fit body. One of the three important macro-nutrients (other two being carbs and fats), protein helps build and repair muscle strength and body mass. It also keeps one full for a longer period of time, aiding weight loss and metabolism. Hence, health experts often recommend protein-rich food as a part of one’s healthy diet regime. Adding to the list of the benefits, a new study has found that it may help reduce the risks of non-alcoholic fatty liver disease (NAFLD). This study was published in the journal Liver International.

Dubbed to be one of the most common chronic liver diseases across the globe, it is a condition where excess amount of fat is accumulated in a human liver, leading to several serious health issues (including liver cirrhosis). The findings of the study stated that a diet, rich in protein and low in calorie, can help burning the harmful fat in the liver, as compared to low-protein diet. It was a small-sized study, conducted by researchers at Deutsches Zentrum fuer Diabetesforschung DZD (DIfE/DZD).

In this study, the researchers investigated 19 obese participants with non-alcoholic fatty liver disease. They were asked to follow diets either high or low in protein content. After three weeks, bariatric surgery was conducted to collect the liver samples of the participants. For the unversed, bariatric surgery is referred to the surgery to treat obesity.

After analysing the samples, it was found that the “high-protein diet decreased liver fat more effectively than a calorie-reduced, low-protein diet,” read a report published on the website of DIfE/DZD.

“If the results continue to be confirmed in larger studies, the recommendation for an increased intake of protein together with a healthy low-fat diet as part of an effective fatty liver therapy could find its way into medical practice,” said Andreas Pfeiffer, head of the Research Group Clinical Nutrition/DZD at DIfE.

Locust swarm panic: Alert issued as new generation of insects risks biblical disaster

As October looms, favourable weather conditions could contribute to a return of the swarm of insects. So far this year, the country of 53 million has seen two locust waves cause widespread food insecurity. The arrival of the large grasshoppers into fields of crops coupled with the coronavirus pandemic has cost people their jobs and has dealt a biblical-scale blow to Kenyans.

And now Kenya-based Mission Network News (MNN) reported a third wave of locusts may be around the corner.

A spokesman for Forgotten Missionaries, an American group which works in Kenya, said the impact on rural communities has been devastating.

The man who gave his name as Thabati, said: “They find a route through Rift Valley.

“And Rift Valley is one province that acts as the breadbasket of Kenya.

“So they devastated everything, anything that is green.

“And as they were moving, they also left some eggs that hatch after them.”

He said pastors in many areas had to dedicate hours to finding food for families, leaving less time to minister to their congregations.

READ MORE: Locust PLAGUE threatens Africa: UN warns 7 million people are at risk

They are large grasshoppers known for their propensity to gather in large, destructive swarms.

The insects often live for several generations.

There are around 20 known species of the insects.

While many live a solitary life, when they congregate their behaviour changes and they are able to sense when their population density begins to increase.

Hojun Song, an entomologist at Texas A&M University, said the effects can be devastating for farming communities.

He told Live Science: “They become gregarious, attracted to each other.

“They eat more [and] develop faster.”

More than 1.7 million Kenyans lost their jobs in the first three months of the COVID-19 pandemic, according to data released by the Kenya National Bureau of Statistics (KNBS).

There have been 36,576 confirmed cases of coronavirus and 642 deaths.



South China Sea threat: US risks Beijing fury with ‘game changer’ plans to expand Navy

The South China Sea is already a highly disputed region where it faces claims from China, Vietnam, Brunei, Malaysia, the Philippines and Taiwan. Over recent months, Beijing has asserted its dominance over the region, sparking fears of war breaking out.

The Communist nation has laid claimed to the majority of the vast region as its sovereign territory.

Despite having no claim to any part of the archipelago, the US has increased its military presence in the region and called for other nations to counter against China’s dominance.

And now, the US Secretary of Defence, Mark Esper, has announced plans to expand the Navy with a range of unmanned and autonomous ships, submarines and aircrafts.

The Pentagon chief said a review of US naval power – dubbed Future Forward – laid out a “game-changer” plan.

US risks Beijing fury with ‘game changer’ plans

US risks Beijing fury with ‘game changer’ plans (Image: Getty)

US has increased military presence in region

US has increased military presence in region (Image: Getty)

In the plan, the US sea fleet would be expanded to more than 355 ships from the current 293.

On Wednesday, Mr Esper said: “The future fleet will be more balanced in its ability to deliver lethal effects from the air, from the sea and from under the sea.”

The expansion will include vessels which were optionally manned, unmanned and autonomous and a broad range of unmanned carrier-based aircrafts, the Guardian reported.

Mr Esper added: “These efforts are the next step in realising our future fleet, one in which unmanned systems perform a variety of war-fighting functions, from delivering lethal fire and laying mines, to conducting resupply or surveilling the enemy.

READ MORE: South China Sea: US’ greatest warning to China revealed.

Tensions between India and China increase

Tensions between India and China increase (Image: Getty)

“This will be a major shift in how we will conduct naval warfare in the years and decades to come.”

The Pentagon chief went on to explain why the South China Sea region is the “priority theatre” for the US military.

He said: “Not only is this region important because it is a hub of global trade and commerce, it is also the epicentre of great power competition with China.

“Even if we stopped building new ships, it would take the PRC (People’s Republic of China) years to match our capability on the high seas.”

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South China Sea crisis mapped

South China Sea crisis mapped (Image: Express)

According to reports, China has deployed fighter jets and at least one bomber, the H-6J, to the Paracel Islands.

Since seizing the Paracels in 1974, China has built military installations on the islands.

Last week, the US Marines conducted a military exercise in a supposed flex at Beijing.

Marines assigned to the 31st Marine Expeditionary Unit’s maritime raid force were charged with taking down the vessel in the drills.

Nations urged to counter China's dominance

Nations urged to counter China’s dominance (Image: Getty)

The exercise consisted of two platoons of reconnaissance Marine and a security element.

These types of operations – known as visit, board, search and seizure missions (VBSS) – are common practice for Marine Corps and Navy.

Earlier this year, US Secretary of State, Mike Pompeo, called on other nations in the region to counter against China’s dominance.

China has built bunkers on some of the atolls

China has built bunkers on some of the atolls (Image: Getty)

He wrote on Twitter: “The United States’ policy is crystal clear: the South China Sea is not China’s maritime empire.

“If Beijing violates international law and free nations do nothing, history shows the CCP will simply take more territory.

“China Sea disputes must be resolved through international law.”



Brexit fear: How Boris Johnson’s new bill risks surge in calls for Welsh independence

Prime Minister Boris Johnson’s Internal Market Bill has divided both the UK and the EU, especially after the Northern Ireland Secretary Brandon Lewis admitted it broke international law in a “specific and limited way”. Yet, the bill was presented as a “legal safety net” by Downing Street, and an attempt to ensure Northern Ireland could still have “unfettered access” to Britain’s markets after Brexit. While the bill threatens the Northern Ireland Protocol, it may also have an impact on calls for independence, not in Scotland but in Wales.

This is surprising as the bill was designed to avoid new trade barriers arising between the UK’s four countries once it leaves the bloc.

However, as the UK and EU website pointed out, “in its current form”, the bill “suggests a significant recentralisation of power”.

A report, written by Professor Nicola McEwen this week, explained: “It reserves competence over state aid and subsidies to the Westminster Parliament.

“It gives the UK Government new spending powers in devolved areas.

Welsh First Minister Mark Drakeford and Prime Minister Boris Johnson

Welsh First Minister Mark Drakeford and Prime Minister Boris Johnson (Image: Getty)

Boris Johnson celebrating with EU figureheads when the withdrawal agreement was in the process of being signed last year

Boris Johnson celebrating with EU figureheads when the withdrawal agreement was in the process of being signed last year (Image: Getty)

“These could potentially be used to bypass the devolved governments and fund organisations directly to support UK-wide priorities and ‘promote the UK’s shared values’.”

The report also claimed Westminster has “barely blinked” when passing other laws that impact devolution — and this bill has recently passed the first hurdle on its way to becoming enshrined in law.

In another UK and EU article, Professor Daniel Wincott pointed out that Westminster “instructed its officials to stop working on the Internal Market Bill with their Welsh counterparts” earlier this year.

The Welsh Government did agree with Westminster in 2018 that areas such as food labelling, farmers’ support and energy efficiency, which are currently regulated by the EU, would be devolved to Cardiff.

READ MORE: How Cummings and Gove planted seeds for withdrawal agreement row

Boris Johnson has come under fire for the Internal Market Bill

Boris Johnson has come under fire for the Internal Market Bill (Image: Getty)

However, in July, Westminster argued there should be a level playing field across the UK’s four nations, so the market is “seamless”.

A spokesman for the Welsh Government said at the time: “Any new system must have independent oversight and dispute resolution.

“Unfortunately, the UK Government has not managed to share the paper with us, and Welsh ministers have had no recent discussions with the UK Government on these issues.

“Any attempt to unilaterally impose a system will be deeply damaging.”

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The Internal Market Bill has just passed through its first obstacle on the way to becoming enshrined in law

The Internal Market Bill has just passed through its first obstacle on the way to becoming enshrined (Image: Express.co.uk)

When the Internal Market Bill was released, the Welsh Government furiously dubbed it “an attack on democracy” which could “sacrifice the future of the union by stealing powers from devolved administrations”.

Professor Wincott explained that the internal bill has raised particular concerns for Wales, which received more structural support from the EU than the rest of the UK.

For instance, the M4 relief road which was rejected by the Welsh Government, may be pushed to go ahead by Westminster after Brexit.

Professor Wincott pointed out that the UK Government “might fund it directly” which would “in effect overrule” the devolved government.

Scotland's First Minister Nicola Sturgeon was expressed fury at the Internal Market Bill

Scotland’s First Minister Nicola Sturgeon was expressed fury at the Internal Market Bill (Image: Getty)

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He added: “With support from local government and Westminster MPs, they hint, even planning rules could be overcome.”

This contradicts the claims that the new bill will bring a “power surge for devolution”.

Additionally, the chairman of Welsh nationalist party YesCymru, Sion Jobbins, recently told Express.co.uk that the main focus for campaigners is to decentralise power.

He said: “Our main priority at the moment is building the campaign in Wales, not seeking permission from Westminster.

“We know also that once the Scottish referendum is held — and we believe we will see a vote for Scotland becoming a nation state — the situation in Wales will change dramatically as the UK will cease to exist.”



China horror: Secret Dark web spying operation risks personal details of MILLIONS of Brits

The Five Eyes intelligence network has claimed a private Beijing firm has compiled information on British and American citizens by scouring the dark web. The network is an alliance between Australia, Canada, New Zealand, the UK and the US. It follows months of tensions from the West over fears of China using apps and technology to access restricted information.

Five Eyes’ received leaked information about Zhenhua Data, based in Shenzhen and working with the Chinese Communist Party, has harvested data on prominent Western figures.

These include Prime Minister Boris Johnson, members of the Royal Family and several US and UK politicians.

The information on individuals included criminal convictions and social media accounts, along with other private and public data mined from the dark web.

Data on British businesspeople and academics along with UK/US naval ship movements was also contained in Zhenhua’s compilation.

READ MORE: Scientist who fled China publishes research claiming COVID-19 ‘created in military lab’

 

The data company described its mission as ‘the great rejuvenation of the Chinese nation”, and claimed to provide “services for military, security and foreign propaganda” and “human-oriented threat intelligence services”.

Zhenhua Data sells its database to security clients and also to the CCP, and is one of many data firms to do so.

An anti-China activist is believed to have stolen Zhenhua’s main product, the Overseas Key Individual Database, and leaked it to cybersecurity firm Internet 2.0.

The firm then shared the database with intelligence agencies from the Five Eyes network, including the UK’s GCHQ.

 

Tom Tugendhat, MP for Tonbridge who was included in the leaked database, claimed the leaked information showed an “important change” in China’s approach to intelligence gathering.

He said to the Telegraph: “This is a further indication that their interest in UK politics has gone beyond the general and into the specific.

“What’s clear is that the Chinese government is seeking to get increasingly involved in politics abroad.

“Many of us know, through direct targeting in a crude way, that attempts to influence the UK have gone beyond what was normal a few years ago, and this seems to indicate that private companies in China are being used as part of a wider information-gathering effort.”

It follows Mr Johnson’s Government ordering the removal of Huawei, a Chinese telecoms firm, from Britain’s 5G network in July.

The UK’s mobile providers must scrap all of the firm’s equipment from their networks by 2027.

The ban came after GCHQ issued new guidance claiming Huawei posed a threat to national security.

Liu Ziaoming, Chinese ambassador to the UK, warned the Government of retaliation.

He added on Twitter: “It has become questionable whether the UK can provide an open, fair and non-discriminatory business environment for companies from other countries.”



China horror: Secret Dark web spying operation risks personal details of MILLIONS of Brits

The Five Eyes intelligence network has claimed a private Beijing firm has compiled information on British and American citizens by scouring the dark web. The network is an alliance between Australia, Canada, New Zealand, the UK and the US. It follows months of tensions from the West over fears of China using apps and technology to access restricted information.

Five Eyes’ received leaked information about Zhenhua Data, based in Shenzhen and working with the Chinese Communist Party, has harvested data on prominent Western figures.

These include Prime Minister Boris Johnson, members of the Royal Family and several US and UK politicians.

The information on individuals included criminal convictions and social media accounts, along with other private and public data mined from the dark web.

Data on British businesspeople and academics along with UK/US naval ship movements was also contained in Zhenhua’s compilation.

READ MORE: Scientist who fled China publishes research claiming COVID-19 ‘created in military lab’

 

The data company described its mission as ‘the great rejuvenation of the Chinese nation”, and claimed to provide “services for military, security and foreign propaganda” and “human-oriented threat intelligence services”.

Zhenhua Data sells its database to security clients and also to the CCP, and is one of many data firms to do so.

An anti-China activist is believed to have stolen Zhenhua’s main product, the Overseas Key Individual Database, and leaked it to cybersecurity firm Internet 2.0.

The firm then shared the database with intelligence agencies from the Five Eyes network, including the UK’s GCHQ.

 

Tom Tugendhat, MP for Tonbridge who was included in the leaked database, claimed the leaked information showed an “important change” in China’s approach to intelligence gathering.

He said to the Telegraph: “This is a further indication that their interest in UK politics has gone beyond the general and into the specific.

“What’s clear is that the Chinese government is seeking to get increasingly involved in politics abroad.

“Many of us know, through direct targeting in a crude way, that attempts to influence the UK have gone beyond what was normal a few years ago, and this seems to indicate that private companies in China are being used as part of a wider information-gathering effort.”

It follows Mr Johnson’s Government ordering the removal of Huawei, a Chinese telecoms firm, from Britain’s 5G network in July.

The UK’s mobile providers must scrap all of the firm’s equipment from their networks by 2027.

The ban came after GCHQ issued new guidance claiming Huawei posed a threat to national security.

Liu Ziaoming, Chinese ambassador to the UK, warned the Government of retaliation.

He added on Twitter: “It has become questionable whether the UK can provide an open, fair and non-discriminatory business environment for companies from other countries.”



UK weather forecast: Tropical storm Paulette risks sparking BRUTAL system to smash Britain

High pressure is being pushed towards the UK in a westerly direction from the Atlantic, the latest maps from WXCHARTS show. This has caused temperatures in the southeast of England to rocket to 31C in London today, with even more sweltering highs of 32C expected in areas such as Surrey and Winchester in the southeast on Tuesday. Showers have also been forecast in northern areas over the next few days, with a chance of thunderstorms in the southwest and Wales tomorrow.

But, BBC Weather has warned tropical storm Paulette, which is currently barreling through Bermuda with 90mph winds, could trigger changeable conditions next week in the UK.

BBC Weather’s outlook from Monday 21, September, to Sunday 27, September, warned: “While we expect the high pressure to stick around throughout the week, there is a lot of uncertainty in the forecast since the UK is sat right on the edge of the high.

“Low pressure in France and Spain will occasionally bring some rain into southern areas during the week, but this will likely be more an exception than the rule.

“However, there is a risk that high pressure will be further east and low pressure could become more dominant.

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UK weather forecast: The UK will be blasted by high pressure from the Atlantic

UK weather forecast: The UK will be blasted by high pressure from the Atlantic (Image: WCHARTS/TWITTER)

“The strong high is in part due to plenty of warm air from tropical storm Paulette, currently in the tropical Atlantic.

“This is contributing to the high degree of uncertainty in the forecast, so confidence is low for this week.”

Looking at the same period, Brian Gaze from The Weather Outlook wrote: “Much of the UK should have a good deal of dry and bright weather. In the north temperatures will probably be quite close to the seasonal average but it remains warmer in the south. Later in the period, it turns unsettled in the northwest with an increasing risk of wet and windy periods.”

He added: “The favoured solution is for high pressure to be centred close to or over the UK. Later in the period, high pressure may decline southeastwards allowing disturbances to begin pushing in from the Atlantic.”

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Looking at this week, Jo Farrow at Netweather said the sweltering highs will linger until at least Friday.

She said: “Temperatures will widely be in the 20C for the start of this week, even reaching 30C today and tomorrow with light winds.

“The focus of the heat will be in the southeast, but the warmth will spill up through the UK tipping temperatures into the low, possibly mid 20C for Northern Ireland and Scotland depending on the incoming cloud.

“This September warmth will last for southern Britain until Friday.

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UK weather forecast: High pressure will sweep in from the west

UK weather forecast: High pressure will sweep in from the west (Image: WXCHARTS)

“Temperatures should be even higher on Tuesday than today for many parts.

“However, the extra cloud with the risk of a few showers means lower confidence. Still, it will be very warm, not windy and fine.

“Temperatures could reach 32C, it will depend on the cloud with will become patchy and break.”

Met Office Chief Meteorologist, Frank Saunders, predicted the UK could see areas reaching “heatwave criteria” this week.

UK weather forecast: Highs of 32C will hit the south east

UK weather forecast: Highs of 32C will hit the south east (Image: WXCHARTS)

He said: “On Wednesday a cold front will slowly sink southwards, bringing cloudier skies and temperatures closer to average for northern parts of the UK, but southern areas will still see plenty of sunshine and temperatures in the mid- possibly high-20s Celsius, which could meet heatwave criteria in a few locations.”

He added Tuesday is expected to be the hottest day of the week.

Mr Saunders said: “High pressure in combination with warm, southerly winds will bring a spell of summery weather across parts of the UK early this week, with plenty of sunshine and higher than average temperatures for most.

UK weather forecast: The south east will be hit by the hot air system

UK weather forecast: The south east will be hit by the hot air system (Image: NETWEATHER)

“On Monday and Tuesday temperatures in Northern Ireland and Scotland will be in the high-teens to low 20s Celsius but with cloudier skies at times, and the odd shower.

“Meanwhile England and Wales will be sunnier, especially today with temperatures widely above 25 Celsius.

“It’ll turn hot in southern and eastern areas with temperatures reaching around 30 Celsius in a few spots, possibly 31 Celsius on Tuesday.”

The latest satellite images from the National Oceanic and Atmospheric Administration (NOAA) show the eyewall of Tropical storm Paulette covering the island of Bermuda.

UK weather forecast: Northern areas will be lashed by rain this week

UK weather forecast: Northern areas will be lashed by rain this week (Image: WXCHARTS)

UK weather forecast: A cold front will sweep over on Wednesday

UK weather forecast: A cold front will sweep over on Wednesday (Image: WXCHARTS)

The Category 1 hurricane is predicted to strengthen on Tuesday and wreak havoc in the Atlantic basin as it turns northwards.

The US National Hurricane Center said: “The eye of Paulette will move north-northwestward to northward this morning, bringing the southern portion of the eyewall with hurricane-force winds and torrential across the entire island of Bermuda very soon.

“Additional strengthening is likely when Paulette turns northeastward and moves away from Bermuda tonight through Tuesday.”



Best supplements: Pill known to help lower blood sugar and reduce health risks

In a study published in the National Library of Medicine, the effect of magnesium supplementation on insulin resistance was analysed.

The study noted: “Recent studies have demonstrated that minerals play a role in glucose metabolism disorders in humans.

“Magnesium, in particular, is an extensively studied mineral that has been shown to function in the management of hyperglycaemia, hyperinsulinemia, and insulin resistance (IR) action.

“The results of eight clinical trials showed that supplementation with magnesium influences serum fasting glucose concentrations, and five trials determined an effect on fasting insulin levels.

“The results of seven studies demonstrated that mineral supplementation reduced homeostasis model assessment for IR values.” 

READ MORE: How to live longer: The herbal tea that may play a role in preventing and treating cancer



36 teachers in county resign amid COVID-19 risks

TALLAHASSEE, Fla. (WTXL) — Some teachers in the Big Bend area say going back to work isn’t worth the risks involved.

Leon County Schools is dealing with about 200 fewer teachers on staff this year. Teachers are taking leaves of absence, retiring, or quitting altogether.

One teacher said she’s holding on for her students.

Pam Garrett has been teaching for 40 years and currently teaches English at Leon High.

“AIDS epidemic, I learned to deal with that,” said Garrett. “I’ve lived through everything. This is something I’ve never dreamed of.”

Leon County Schools says they have about eight percent less staff this fall.

“Every day I think, ‘I’m not doing this anymore,'” Garrett said.

She’s not alone. Thirty-six teachers in Leon County resigned.

“We’re trying now to fill those vacancies,” said Rocky Hanna, LCS superintendent. “Most have been filled. We already had a teacher shortage. This kind of exasperated that problem. But our principals are working through it.”

Garrett says that the number would be bigger if not for the students.

“Most of them are like me, they value what they do, what they do for these children,” said Garrett.

In Thomas County, there haven’t been any resignations so far.

Digital Learning Coordinator Erin Rehberg says teachers had three weeks to plan and things are getting better by the day.

“They say day one was hard, day two was better and they’re doing much better today,” Rehberg said.

Hanna echoes that, saying the more time passes, the more smoothly things will go.

“This was a heavy lift and continues to be a heavy lift for our teachers but look, they are such positive people and they are working through any difficulties they may have and I think every day we’ll get a little better than the day before,” said Hanna.

In Gadsden County, Superintendent Roger Milton says they haven’t had anybody resign, but he recognizes if they did it would hurt the district immensely because they have a serious shortage of substitute teachers right now.

Valdosta City Schools also says they have not had any resignations this school year.